🌊 Let’s be honest—living by the water in Wilmington, NC sounds like a dream.
Sunrise over the marsh, boat rides after work, and the kind of breeze that makes you want to stay outside a little longer. ☀️🌴
But before you grab your flip-flops and make the move, there are a few things you’ll want to know about coastal real estate in NC.
🏡 1. Not All Waterfront Is Created Equal
When it comes to waterfront homes in Wilmington, NC, location really is everything. Here’s a quick breakdown of your main options:
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Intracoastal Waterway Homes: Perfect if you want a boat dock, deep water access, and those classic Lowcountry views.
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Marshfront Homes: Peaceful and scenic, often with incredible birdwatching and lower price tags than deep-water lots.
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Canal or Creekfront Homes: More private and tucked away, often with kayak or small boat access.
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Oceanfront (Wrightsville Beach, Carolina Beach): Premium price tag but daily access to the sand and surf.
Every option has its perks—it’s all about the lifestyle you want.
💧 2. Yes, You’ll Want to Think About Flood Zones
With coastal real estate in NC, flood zones are a fact of life. But don’t let that scare you.
Here’s what to keep in mind:
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Check the FEMA flood maps before buying.
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Your elevation certificate can help determine your exact risk.
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Flood insurance isn’t always required—but it’s smart to explore costs upfront.
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Newer homes or homes built to modern codes are often raised and more protected.
A good local real estate agent (hey, 👋) can guide you through all of it.
🚤 3. Lifestyle Perks You Can’t Get Anywhere Else
Waterfront living in Wilmington offers more than just a pretty view:
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Dock your boat out back and head to Dockside or Bluewater for dinner
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Fish from your own backyard (yep, red drum and speckled trout are calling)
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Paddleboard or kayak before work—because you can
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Enjoy sunsets that feel like a painting every night
It’s not just a home. It’s a whole new way of living.
💸 4. Be Prepared for the Premium
Let’s talk price.
Waterfront homes in Wilmington, NC come with a premium—but you’re buying location, lifestyle, and long-term value.
Things that affect price:
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Proximity to Wrightsville or Figure Eight Island
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Dock size and water depth
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Views, privacy, and elevation
Tip: If you want a taste of the water without the full price tag, consider marshview lots or homes with water access nearby.
🧭 5. Local Insight Matters—A Lot
Navigating Intracoastal homes in Wilmington requires more than a Zillow search.
You need someone who:
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Knows the tides (literally and figuratively)
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Can recommend trusted marine contractors or dock builders
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Understands the permitting, insurance, and HOA differences unique to coastal living
🎯 Final Thoughts
If you’re dreaming of coastal real estate in NC, Wilmington delivers—with charm, community, and one heck of a view. But like the tide, it’s all about knowing when and how to move.
I'm Logan Sullivan, your local Wilmington, North Carolina real estate agent – 910.233.2672.If you're thinking about making the move to the water—or just want to know what’s possible in your price range—I’m here to help you every step of the way.
