Retiring in Wilmington, NC: What You Need to Know

Logan Sullivan March 27, 2025

Thinking about retiring in Wilmington, NC? You’re not alone—and honestly, we can't blame you. With its warm coastal breeze, charming historic downtown, and a lifestyle that blends relaxation and recreation, Wilmington checks a whole lot of boxes for retirees looking for their next chapter.

Let’s break down everything you need to know before calling the Port City home.

Why Retire in Wilmington, NC?

Mild Year-Round Climate: Wilmington offers four distinct seasons, but winter? Basically a light jacket and a walk on the beach.
Beaches Galore: You’ve got Wrightsville Beach, Carolina Beach, and Kure Beach all within reach. Morning beach walks just hit different in retirement.
Thriving Arts & Culture Scene: From Thalian Hall to the Cameron Art Museum, there's no shortage of things to do.
Walkable Historic Downtown Wilmington: Think cobblestone streets, waterfront dining, boutique shops, and sunsets along the Cape Fear Riverwalk.

Best Wilmington, NC Neighborhoods for Retirees

Looking for low-maintenance living or amenity-rich communities? Here are a few top picks:

Brunswick Forest – Just over the bridge in Leland, this master-planned community is loaded with walking trails, pools, pickleball courts (you know I’m a fan!), and a wellness center.
Porters Neck Plantation – Golf, gated entrances, and a peaceful setting near Figure Eight Island.
Landfall – Luxury meets lifestyle in this gated golf course community minutes from Wrightsville Beach.
RiverLights – Modern homes, walkable amenities, and waterfront views along the Cape Fear River.

Each of these offers retirement-friendly real estate options in Wilmington, NC, with one-floor living, open floor plans, and proximity to everything.

Healthcare in Wilmington, NC

You’ll be in good hands. Novant Health New Hanover Regional Medical Center is one of the largest and most respected hospitals in eastern North Carolina. Plus, specialty care and clinics are easy to access all across town.

Active Adult Living in Wilmington, NC

Retirement here doesn’t mean slowing down unless you want it to:

Pickleball & Tennis Courts (we take them seriously around here)
Golf Courses galore (Cape Fear National, Wilmington Municipal, and more)
Kayaking, Paddleboarding, and Fishing in the Intracoastal Waterway
Fitness studios like Pure Barre, yoga, and walking clubs

Cost of Living & Real Estate

Compared to other popular retirement destinations, Wilmington, NC real estate is still relatively affordable—especially in the $600K range. Whether you want a maintenance-free townhome, a modern single-story home in a 55+ community, or a cozy cottage near the beach, you’ve got options.

Bonus: North Carolina is considered tax-friendly for retirees, with no tax on Social Security benefits and relatively low property taxes.

Final Thoughts from a Local

I’ve lived in Wilmington for over 20 years, and let me tell you—there’s something magical about this town. Whether you’re retiring to be closer to grandkids, enjoy the coast, or just start a new adventure, Wilmington offers a balance of beauty, community, and fun.

Thinking about retiring in Wilmington, NC?

Let’s take a walk through your options—beach house, golf course home, or peaceful neighborhood retreat. I’m Logan Sullivan, your local Wilmington, North Carolina real estate agent. Call or text me anytime at 910.233.2672, and let’s find the perfect place to kick off your retirement.